Morpheus Preview Edition :: essays research papers

Morpheus Preview Edition (421) Now....more than music: * Search for a wide range of media - nearly anything you can envision - music, photographs, reference records, reports, archives, home films, recordings and the sky is the limit from there * Communicate by means of talk rooms and message sheets * Share your preferred records (it would be ideal if you ... approved material just, as expressed in our Policy Section) * Purchase MP3 sound apparatus and that's only the tip of the iceberg * Find the most recent news on advanced media in "What's New" The Morpheus(tm) Peer-to-Peer Application: quicker, better, more astute * Faster quests * Pure shared system * Always Open associations with the Network * More concurrent clients for better list items * Self-sorting out - any blackouts at MusicCity will have no impact on the remainder of the Network * Fully encoded to ensure protection, transmissions and unapproved interruptions * SmartStream(tm) consequently continues broken substance streams by finding another hotspot for a similar substance and checking the system until the mentioned content stream opens up * FastStream(tm) speeds up huge records through the synchronous exchange of substance from numerous sources * Digital Rights Management - the Morpheus application permits content suppliers to send any real outsider advanced rights the executives innovation to ensure the copyrights of their computerized content circulated through the MusicCity organize. What is Morpheus? * A full-included distributed record sharing application that permits clients to scan for all kinds of advanced media. * An immediate circulation device that permits content designers liberated access to shoppers and clients. * An amazing web crawler where you can look on metadata, for example, media type, class, entertainer, item name and that's only the tip of the iceberg. Indexed lists are assembled so a similar document may be shown once. * Embedded Microsoft media player usefulness for sound and video playback.

Role of Early Childhood Settings in Australia-Samples for Students

Questions: 1.Does play-based learning, as it has been conceptualized and given an account of in the course assets, discredit the thought that 'schools smother innovativeness'? Clarify. 2.What does the contemporary writing report about the estimation of play-based learning? Look into current sentiment with recorded points of view in regards to the estimation of play in Early Childhood. 3.The Early Years Learning Framework (ELYF) is the required managing archive all instructors and teachers must use in Early Childhood settings in Australia. Unequivocally clarify how Early Childhood teachers and instructors can utilize the EYLF to direct educational plan advancement in the region of play-based learning. 4.Many guardians and different partners consider play to be being something that kids 'simply do', anyway they don't frequently see play as a basic 'learning opportunity'. Assuming the job of an Early Childhood teacher, set up a PowerPoint introduction that you would use at a gathering with guardians and other staff and partners to give a course on the significance of fusing play-based learning into your youth educational program. 5.Based on the rules of the EYLF in re gards to suitable learning results, suggest 23 procedures and clarify how you would utilize them to survey youngsters' play to find out the degree to which differing kids have accomplished these results. Answers: 1.The first inquiry focuses on the way that school smothers the innovativeness of the youngsters. One sight of the action word smothers the conventional usefulness of school. With schools, individuals have the origination of teaching great qualities and the division of good and bad. Viable use of these aptitudes improves the imagination of the youngsters just as legitimizes the endeavors of the educators as far as driving the understudies towards appropriate scholastic foundation. These undertones repudiate the proposed proclamation of the inquiry (Aifs.gov.au 2017). From the outset, the meaning of play inside the school premises must be evaluated, which improves the clearness of the perusers with respect to the commitment towards legitimate advancement of the kids from their growing stage. Characterizing the term play It must be noticed that the term play doesn't have any solid definition that can be credited to it. Or maybe, there are some unequivocal qualities of the term. These specific qualities can surely be ascribed to this term (Bodrova Leong, 2007). These are:- Play that is accomplished for joy and happiness is totally a pleasurable movement. A few highlights play has are of dread, dissatisfaction and difficulties. Notwithstanding, happiness is the primary goal (Trawick-Smith, 2013). The matter of dynamic play needs activity. It might be physical, verbal or intellectually drew in with specific thoughts, individuals or the outside condition (Mrtensson, 2014). Deliberate play must be picked openly yet the players are picked and incited to partake to play also. Different sorts of plays that are engaged with this procedure are process-arranged play, representative play and self-persuading play (Seligman Csikszentmihalyi, 2014). One of the foundations for empowering play among kids is the advancement of the mind. Numerous specialists and researchers, throughout the years, have accepted that playing shapes the basic structure of the mind and makes its useful capacities smoother (Prado Dewey, 2014). The most significant perspectives for the improvement of mind are secure connections and incitement. The propensity for play among the youngsters makes such an environment where the kids are spurred with adaptability of the mind and expanded capability of the cerebrums exercises (Singh, 2013). The playing procedure among youngsters causes them to investigate new things, distinguish the difficulties in them, exchange and hazard taking capacities to make another importance to it. There are many play schools, which take care of the sustenance of the kids from a youthful age. Here, training is just about showing them the names of creatures, plants, blossoms and numbers. Considering this specific situation, inventiveness can be connected with the available resources embraced by the educators to cause the understudies to gain proficiency with these things in a play way technique (Australian Childrens Education Care Quality Authority, 2013). Developing effective toward this path, invalidates the action word smothers in the proposed articulation and connections the factors school and innovativeness. Then again, if the educators neglect to take into account the formative needs of the youngsters attests the proposed proclamation. Enthusiasm and eagerness uncovered by the educators for the improvement of the youngsters is one of different grounds, which refutes the action word smothers in the announcement (Australian Childrens Education Care Quality Authority, 2012). There are a few advantages of playing for the kids. These advantages can be reported from the scholarly and subjective perspectives. It has been a prominent certainty that the youngsters who are occupied with quality playing process, are most likely to grow better memory aptitudes and language improvement. With regards to the duty of schools, the reality turns out to be fairly unique. These kids can without much of a stretch manage their conduct that prompts better school change. This is additionally a purpose behind a superior scholastic learning (Geary, 2012). The way that instruction or to a great extent formal training largy affects the matter of imagination has been upheld by the vast majority of the specialists and pundits. The weight that the schools make on the minds of the little youngsters, matured till 8, is slaughtering their inventiveness in a huge degree. The significant drive behind this is the overwhelming sacks, which they are constrained to convey to the schools. Ta king into account this weight, the future improvement of the youngsters accomplishes a dim and ombre conceal. Besides, it is a disgrace for the school experts as far as giving an appropriate scholastic foundation to the youngsters. This disgrace is smothering as far as the notoriety of the school (Nolan Sim, 2011). The elevated requirements from the guardians about those youngsters additionally fill in as a factor behind this. The guardians are infrequently observed to energize the genuine gifts of their kids. Truth be told, a few guardians are so caught up in making their youngsters effective in the conventional manners that the genuine abilities of the understudies like playing, drawing, singing and other co-curricular exercises blurs under the desires of the guardians. The school schedules are enormous to the point that a large portion of the occasions pass by perusing these books (Menzies Lane, 2011). They barely get whenever to rehearse their preferred things. The guardians are additionally not steady of the way that they seek after their lives with their pastimes or likings other than school training. These realities uncover that school instruction framework is practically slaughtering the innovativeness among kids. Thus lays the suitability of the proposed articulation. 2.Play-based learning in the schools has a blended response all around the globe. These perspectives and conclusions have been valuable to address the current circumstance. The diverse play-based school mediums like Montessori and Kindergarten have been well known in the ongoing occasions (Biordi Gardner, 2014). The memorable reports propose that in early occasions, Montessori had put stock in the way that the youngsters ought to be permitted to be occupied with fun loving exercises that would upgrade their aptitudes. They ought to likewise be permitted to play with different materials inside the school premises with different materials. Inside this, the activities taken by Australian Childrens Education and Care Quality Authority are worth mentionable. The significant drive behind this is the Guide to National quality Standard. The National Quality Framework created in 2009 expands the degree and field of the exploration. This is because of the upkeep of equity, assorted variety and the fundamental rights controlled by the youngsters regarding accepting quality scholarly foundation (Australian Childrens Education Care Quality Authority, 2013). The present writing shows that the requirement for play-based schools, which is basic as far as procuring the seeds of advancement from an early age. Learning the fundamental things in a play way technique produces a sentiment of coordinated effort between the youngsters. Improvement of joint effort from early formative stages is valuable for the understudies as far as building up stable relationship with the others. Instilling the estimations of joint effort inside the youngsters creates inside them a desire to uncover cooperation with the instructors. This idea joins the appearance of development and achieves less significance in contrast with the offspring of the play schools. In any case, sharing food, playing together are the normal highlights, which accompanies play based learning (Einarsdottir, 2005). The reason for this play-based learning strategy is to guarantee the way that the understudies are really getting the hang of something through this playing technique and communi cating with different kids. The play-based model or guidance or learning can be equivalent to the reality of understudy focused guidance. In this procedure, the youngsters need to learn with their educators simultaneously through participation. The more significance for the learning procedure ought to be put on managing them instead of attempting to show them something legitimately. In the present time, the understudies are needing instructors who can be their companions, savants and aides simultaneously. This will assist with building up the way that understudies learn through playing and by the direction by their companions or instructors instead of the more seasoned strategy for guidelines by the educators. As play is a fundamental viewpoint for the regular, social, passionate and subjective improvement of the youngsters, it ought to be viewed as a solid vehicle for the learning procedure. 3.In Australia, the most significant perspective for the improvement of kids in the Early Childhood Settings is the Early years Learning Framework (EYLF). This is considered as the managing system for the teachers to follow

A Generation Set Aside Essays (1283 words) - Demography,

A Generation Set Aside Regularly we know about the age hole - that gigantic span among parent and kid. Maybe it is a colleague hole. Youngsters and grown-ups don't have any acquaintance with one another. The failure to impart regularly enters the image. In some cases it is on the grounds that neither comprehends what the other is keen on. They live under a similar rooftop, however they once in a while observe each other, particularly after the adolescent years tag along. The dad heads out to work before the youngsters are wakeful. Mother may hit the hay in the wake of seeing the spouse off to work; or off to her own activity. Adolescents get themselves up and off to class without seeing either parent. At that point after school there is ball practice, band practice, or something different that expends their time; possibly a vocation that goes on until sleep time. Guardians have things that tie them up in the nights; so the days go back and forth, and there is barely any opportunity spent together. A supper together is even an uncommon event. These exercises might be healthy and legitimate, yet at the same time the family endures in light of the fact that there is so brief period spent together. This makes numerous kids settle on such a large number of choices all alone, thus frequently they will leave significant and pivotal issues out of their musings and plans. This age regularly gets marked by the media and the more seasoned individuals in the public eye as the youths who are destroying this nation. The truth is that we are a result of our parent's errors and stay to be misconstrued. In the previous quite a long while we have seen a lot of media consideration concentrated on the age that followed the boomers, prevalently known as Generation X. Conceived between the mid-1960s and mid 1980s , this is the most intricate of the age, and by a wide margin the least comprehended despite its present superstar. This age can best be portrayed as the Misconstrued Generation. They are the age that managed are as yet managing broken homes, chronic drug use, AIDS, and somber prospects. A lot of the youngsters in this Misconstrued Generation contemplate the future or present issues. This age has dismissed long terms objectives and the possibility that difficult work pays off at long last. Rather, the individuals in this age concern themselves just with what will bring prompt fulfillment and satisfaction. This piece of society thinks just about cash and themselves, failing to think about the outcomes of their activities. The Misconstrued Generation feels overpowered with the pos sibility of a nation with a multi-trillion dollar shortfall, a high pace of destitution, and generally no occupations. The Misconstrued Generation needs less out of life. This age has developed from the kids that returned home from school to a vacant house since mother needed to return to work after the separation. This is the age that got its ethics from viewing T.V. after school and was parented by a more seasoned sibling or sister. This is the age that has capricious ways and doesn't generally purpose behind them. They are questionable and need answers. They jab and push to discover what is lying ahead. They have uproarious voices however are only from time to time heard. This is the age which has elevated standards and are frequently frustrated. I, just as the entirety of the others conceived in my age, were released into a regularly evolving world. The advances of today can without much of a stretch be old news tomorrow. Alongside this they, the individuals who have lived and controlled as of recently, have permitted the regard of the living to lessen without breaking a sweat of regular day to day existence. Transportation starting with one point then onto the next can be the least difficult of undertakings. Correspondence with somebody in any far away land can be reached with simply the bit of a catch. What's more, access to practically all the data the world brings to the table is free for all with the utilization of the Internet. No other gathering of individuals have grown up with these things as being such the gauges and necessities of life and living that they are today. We have never had a war in our nation. All of

Art To Bring Us Closer To The Truth Philosophy Essay

Craftsmanship To Bring Us Closer To The Truth Philosophy Essay Craftsmanship is a falsehood which carries us closer to reality Pablo Picasso As far as I can recollect I have constantly adored workmanship somehow. I recall, on various events, sitting my dad down at the kitchen table and imploring him to draw me a group of ponies, this comprised of mum and father and infants running along behind attempting to get up to speed. For quite a while I for all intents and purposes venerated these photos and let the ponies run free in my creative mind causing them to go on large experiences with each other. As I got more established the photos remained with me, however I became off the beaten path they looked. They not, at this point burst out of the page and became animated; they simply didn't look like genuine ponies any longer. Life had vanished from them. I guess I fell into the snare in which numerous individuals fall into. This snare could be called numbness. Numerous individuals accept that ability is the most significant component in a bit of craftsmanship. They believe that works of art or drawings that look-genuine must be the best since they have required the most consideration from the craftsman. A few people say that these pieces are the genuine importance of workmanship. Obviously this is something to respect about a bit of work, yet does this imply canvases or drawings with less detail are less acceptable? Who is to state that these itemized pictures are reality? Who is to state what in all actuality? So as to try this hypothesis I have taken two bits of fine art. Albrecht Durers Crab made in 1495 and Rembrandt van Rijns Two Studies of a Bird of Paradise. It is evident what amount of detail and time Durers watercolor of the Crab has taken however who was to state that the winged creatures are less acceptable and required less expertise? Rembrandts Birds make a unimaginable showing of depicting the surface and character of the Birds with just a couple of basic lines. He gets a handle on their curiousness and significant highlights of their appearances alongside the non-abrasiveness and magnificent component of their bodies. The piece may not look as reasonable yet it depicts the winged animals attributes much better, something which could be viewed as depicting the genuine idea of the fowls rather than a genuine drawing. Another case of this are the Disney characters. Mickey Mouse looks not at all like a genuine mouse yet the craftsman, Walt Disney, realized it is smarter to twist or change the manner in which the genuine article looked. This could have been to cause him to appear to be increasingly similar to a mouse due to his additional qualities and progressively pleasurable to look for a more youthful crowd. By making him less unassuming he has made him considerably more mouse-like. Despite the fact that Mickeys appearance is not normal for a genuine mouse by any means, a twisting of reality, you don't see individuals grumbling about it. This is on the grounds that when watching a film or examining this specific craftsmanship, individuals are not stressed over workmanship as a work or piece, just a wellspring of amusement or delight. This could likewise be on the grounds that Walt Disney is a regarded and appreciated man who is viewed as a traditional craftsman whose work has been carried on for ages. However, on the off chance that a cutting edge craftsman were to attract something his very own way, much the same as Walt Disney once did, he would in all probability be disliked and thought unskilled. This leads us onto another piece. Pablo Picassos work of a hen and her chicks is an understanding of a moms caring nature towards her youngsters. They way her body is bowed towards them and her delicate look shows that she is centered altogether around her chicks and their prosperity. It truly is a work that numerous individuals would discover hard to scrutinize. In any case, when Picasso made his piece Cockerel he was not happy with giving a real existence like angle to the image as he had finished with the hen and her chicks piece. Rather, he needed to get a handle on the feathered creatures bellicose and stupid nature. Picasso has taken a cockerel and transformed it into something much more chickeny than the genuine article. The entirety of the cockerels qualities are depicted in the piece with the goal that the passerby can nearly observe, contact, hear and feel what the winged creature would resemble, in actuality. This is the place the announcement Art is an untruth which carries us closer to truth comes into account. The piece Cockerel is an untruth due to its contortion of nature, it looks not at all like what a genuine cockerel resembles. In any case, it carries us closer to truth, closer to what a genuine cockerel acts and acts like by its misrepresented highlights and comedic charms. In this work we can nearly hear precisely what the feathered creature would seem like, when deciphering the piece; one would propose his voice would be uproarious, wild and edgy. This is because of his swelling eyes, stretched neck, his mouth opened to an enormous size and his little harsh tone standing out. Th e feathered creatures distraction and awkwardness is recommended from his outstretched wings and pigeon-toed feet. His toes recommend an idea of scratching around and speedy development indicating that he is everywhere. From Picasso depicting the cockerel to be this way, we can see the cockerel to be more similar to a genuine cockerel than if Picasso just drew one from life. We people have a propensity proposing that nature should consistently appear as though what is thought of, by us, to be ordinary in works of art. It should consistently appear as though what we are utilized to in our regular day to day existence; we are nearly constrained from an extremely youthful age just to acknowledge plain and unsurprising shapes and hues as the right ones. A case of this is the manner by which we draw when we are more youthful. We are persuaded that a tree has one huge straight trunk and a round rugged wad of leaves stuck on the top. We as a whole realize that no genuine tree resembles this, however on the off chance that it were drawn any unique, it would be thought surprising. Another model is the means by which youngsters see stars. Stars are not star-molded at all as accepted yet every youngster will draw a star this way. This is likewise when craftsmanship is an untruth which carries us closer to reality comes into account also. Despite the fact that a sta r isn't molded this way, it despite everything gives a reasonable framework that the little star radiates light; the stars hands acting like beams of light being emitted. In spite of the fact that this embellishment isn't really a terrible thing, it would be better if everybody disengaged themselves from this snare and we take a gander at things once again, without obstruction. Actually, numerous specialists can detach themselves from this and take a gander at the world and the characteristic environmental factors as though they have never observed them. This implies they would be seeing everything just because. Who is to state that the sky is blue and mists are white? Actually, we would likely discover things in the most amazing hues and structures. On the off chance that each individual was to think this way and each craftsman was not convinced or influenced by society, workmanship could never be viewed as an untruth. For me, an untruth can be distinctive for every unique individual, we as people have made falsehoods. A falsehood is viewed as something which isn't reality, not ordinary. In this way, a bit of craftsmanship which doesn't depict the typicality of the world is hence viewed as an untruth. However, on the off chance that there was nothing of the sort as ordinariness, there could never be such thing as an untruth. At that point we return to the inquiry; who is to state what actually, and what an untruth is? I guess the response to this inquiry is everybody. We as a whole have various feelings on what is reality and what isn't, however in the event that we as a whole glance at things outside of the case and with open eyes, definitely we will have the option to acknowledge totally various things to what we are utilized to, to be typical. To finish up, I accept that aptitude isn't the most significant perspective in a work of art or drawing. On the off chance that a craftsman depicts what the individual in question needs to depict, it can't be viewed as a falsehood. Moreover, an untruth is something which changes as per every person. Some may think something to be reality, while others may trust it isn't. Nobody truly knows without a doubt what is the right method of drawing or painting a specific item or structure. Furthermore, in the event that they demand that they do and express that individuals draw it wrongly in light of the fact that it isn't care for that in typicality, it just implies that they have been convinced by society and the individuals around them, just as the triviality of our own sense discernment. A case of this is the manner by which kids attract hearts heart-molded structure. Hearts are not so much molded this way, however it is the manner by which everybody realizes a heart to be drawn and isn' t viewed as a falsehood, yet it carries us closer to reality by giving us that a heart has different sides; a left and a correct side. This prompts organic clarification of what each side does, the correct side siphons blood to the lungs to be oxygenised and the left side siphons the oxygenated blood all around the body. The way that the heart shape shows a left and right side would not be apparent on the off chance that it was simply drawn as an oval-like shape. This is the manner by which craftsmanship can carry us closer to reality regardless of whether it is a falsehood. TOK ESSAY Workmanship is a falsehood which brings us closer to reality (Pablo Picasso). Assess this case comparable to a particular work of art (for instance visual expressions, writing, theater). Alice Elphinstone Focus number: 002351 Competitor Number: 026 Word Count: 1668

English Literature Appreciation of the Beauties of Nature

English Literature Appreciation of the Beauties of Nature Valuation for the Beauties of Nature There is gratefulness for the marvels of nature in pretty much every Romantic work that we have perused. The two works that I saw it the most in were â€Å"Nutting† and â€Å"The Legend of Sleepy Hollow†. These two works had exceptionally point by point depictions of the wonders of nature, which truly caused you to value those delights. Sentimental essayists, for example, Wordsworth and Irving truly make you perceive the amount they acknowledge nature. In â€Å"Nutting† there were numerous subtleties of the marvels of nature. I imagine that the best case of this would need to be â€Å"More battered than need was! Oer pathless rocks,Through beds of tangled plant, and tangled thickets†. Despite the fact that Wordsworth was discussing how intense this stuff was making it to get past the forested areas he is utilizing this to show his energy about these delights of nature. I think he was likely doing likewise in saying â€Å"Motley accessory, of capacity to grin At thistles, and brakes, and brambles,and in truth†. These lines are likewise demonstrating undesirable things in nature that are additionally viewed as a stunner. Pretty much every line in Wordsworth’s â€Å"Nutting† depicts some excellence of nature. I truly like this since it was extremely distinct and simple to peruse. I additionally truly like nature and Wordsworth’s depictions caused me to identify with some of things he was discu ssing. â€Å"Nutting† is an ideal case of how Romanticists communicated their energy about the marvels of nature. â€Å"The Legend of Sleepy Hollow† is likewise a great case of Romanticisms energy about the marvels of nature. There are numerous models in this work can make you really picture what is being seen by the characters in the story. The best case of Irving’s valuation for the marvels of nature was when Icabod went to Katrina Van Tassel’s house. Irving portrayed her ranch so well that practically any one could perceive what he was discussing. â€Å"Swallows and martins skimmed twittering about the overhang; a columns of pigeons, some with one eye turned up, as though watching the climate, some with their heads under the care of them or covered in their chests, and others expanding, and cooing, and bowing about their ladies, were getting a charge out of the daylight on the roof†, this is only one case of Irving’s distinction of things in nature. Another case of Irving’s valuation for the magnificence of nature is the point at which he said â€Å" His fortification was arranged on the banks of the Hudson, in one of those green, protected, ripe niches in which the Dutch ranchers are so attached to nestling.â An extraordinary elm tree spread its wide branches over it, at the foot of which rose a spring of the mildest and best water, in somewhat all around shaped of a barrel.† With this clarity you can nearly taste how sweet the water was. He likewise causes you to feel like you are perched on the bank of the Hudson stream. Irving additionally worked superbly of portraying the things in nature that Icabod was going as he was on his path home from the Van Tassel’s house. Despite the fact that the things he was discussing had a few notions to them, for example, Major Andre’s Tree which was extremely frightening to Icabod in obscurity, yet would have most likely been delightful in the sunshine. Before Icabod happened upon Major Andre’s Tree, he needed to cross Wiley’s Swamp which Irving depicted by saying â€Å"a little stream went across the street, and ran into a boggy and thickly-lush glen, known by the name of Wileys Swamp.† Irving certainly did an extremely brilliant activity portraying the marvels of nature in â€Å"The Legend of Sleepy Hollow†. He even made things in nature that took a gander from the start look delightful after he completed portraying them. Irving went about Romanticism a great deal not the same as the greater part of different Romanticists, however the one thing he truly shared for all intents and purpose was his thankfulness for magnificence in nature. I truly feel that it is entertaining that â€Å"The Legend of Sleepy Hollow† was truly expected to be somewhat unnerving story, yet wound up indicating a mess of magnificence in everything that Irving portrayed in this story. By and large, Wordsworth’s â€Å"Nutting† and Irving’s â€Å"The Legend of Sleepy Hollow† both portray very well a ton of the wonders of nature. I believe that they truly spoke to sentimentalism well indeed. They were both exceptionally graphic essayists and what they composed was entirely comprehendible. The style of the two authors was extremely unique with Wordsworth’s work being a sonnet and Irving’s work being even more a short story. They were both very elegantly composed and both truly demonstrated a thankfulness for the excellence of nature. I truly delighted in perusing both of these works as a result of the entirety of the point by point depictions of things in nature. â€Å"Nutting† Really helped me to remember the prior days deer season I spend out in the forested areas investigating the region with the most oak trees that have the most oak seeds. I additionally could truly identify with Icabod being scared by things he was seeing and hearing in obscurity on his route home from Katrina Van Tassel’s house. I have regularly heard a portion of similar sounds and saw a portion of the creepy shadows while strolling through the forested areas in obscurity as Icabod did. Wordsworth and Irving both worked admirably in indicating their thankfulness in the marvels of nature. That is the reason I need to state that these were two phenomenal works of Literature.

How To Maintain a Decent GPA

How To Maintain a Decent GPA How Hard Is It To Maintain a Decent GPA? Home›Education Posts›How Hard Is It To Maintain a Decent GPA? Education PostsMost students do not really worry about their GPA (grade point average) until they begin to struggle with a subject. Your GPA is very important, and maintaining a Decent GPA may not be as easy as one imagines.A lot of students both in high school and college start out strong, but somewhere along the line their GPA starts sliding. It is hard to get the grade point average that you want, but it can be even harder to keep it.There are a lot of things that students have to contend with to keep their grade point average up. Testing, homework, participation and writing assignments can all either make or break your grade point average.Little insurance can go a long way in helping you to get good grades. All it takes is one bad semester to tank your grade point average. Losing your footing and watching that average fall can easily cause you to lose future opportunities.D elegation of DutiesA lot of educators assume that many students fail because they are ill equipped with time management skills. But what most educators do not realize is that while students may seem like they are managing their time poorly, in reality it is a simple overload of assignments.Maintaining a hard won GPA really comes down to focusing on what you need and delegating some of the work out to free up your time for it!Reliable SourcesMaking the decision to delegate out some of the duties is a great choice, but you have to be sure that you are using a reliable source. One of the biggest time sucks is producing high quality papers. So, it stands to reason that it is one of the things that you should delegate to an expert!www.qualitycustomessays.com is a reliable source that offers expert help with papers. There are other trustworthy sites online that can help you with getting the necessary work done. However, our company goes above and beyond to make sure that you are happy wit h the service.The smart thing to do to be certain you can keep a high GPA in college is to ask for help when you need it. Dont risk losing the ground that you have made with your grades. Get help from a reliable source and maintain a decent GPA.

Understanding property investment and finance - Free Essay Example

Corporate and project-based funding for a property company: The benefits of the various types of corporate and project-based funding are determined by the size of the property company looking for funding, whether it is listed on the stock exchange, and whether it is a property investor or a property trader. Discuss I. Introduction The uncertainty and the difficulties of the modern economies have create the necessity of alternative sources of finance solutions both for the companies and for the individuals that are dealing with a commercial activity, either as investors or as traders. Although the existing types of financial resources are characterized by diversity and flexibility, the gathering and the evaluation of the data needed for such a procedure to be completed is usually a very difficult task. This assumption has lead to the use of specialized services, like the financial or the business management, which could help the survival of the corporate or the individual business and could guarantee its growth for the future. One of the industries that suffer a high pressure is that of the property investment. The use of property as a mean to achieve a more stable and guarantee source of income has been a common phenomenon of the commercial activity both during the past and to our days. The investment to property can offer the stability and the promise of a slow (but more guarantee) profit and such an attribute is very desirable especially during the periods that suffer from constant fluctuation and financial pressure. On the other hand, property as an investm ent option contains a lot of special features that give to it a unique and, sometimes, a risky character. Enever N. and Isaac D. (1994, 17-22) argue that the property is distinguished compared the other types of investments. They present a series of attributes that are considered as related with the property investment, with a special reference to its heterogeneity, which is explained as the unique elements that usually characterize each property, like its location, its design and its size. They also consider the inelasticity of its supply as a major factor that formulate and control the flow of the activities that are connected to this financial sector. More specifically, they state that the number of property that are offered during a period of time tend to be limited and cannot change during the periods that present increase or reduction in demand. Other factors that constitute a special feature regarding the property investment area are, according to Enever N. and Isaak D. (1994 , 19-20) à ¢Ã¢â€š ¬Ã‹Å"the high risks (physical risks, risk of liability and financial risk), the imperfect knowledge and the government interventionà ¢Ã¢â€š ¬Ã¢â€ž ¢. Under the above circumstances of uncertainty and constant fluctuation, the property market could be characterized as a risky choice for investing. However, the absence of stability in the international market has created the necessity for a secure option regarding the investment decisions. And we should recognize that although the property has a lot of changing factors, it is still one of the most safe type of investment activities due mostly to its physical existence and the increase of value that tend to present even in difficult financial circumstances. II. Design of the corporate and project-based funding of a company or individual that is activated in the property sector A. Useful data à ¢Ã¢â€š ¬Ã¢â‚¬Å" gathering, evaluation In order to achieve an integrated solution concerning the funding of a pro perty-based activity, we have to gather and analyze a series of data, mostly financial ones, which represent the trend of the market, the position of the property investment as a commercial (and income provided) activity and the general strengths and weaknesses of the sector. An absolutely necessary indicator is that of the current property market. When referring to the above market in general, we usually mean the construction works that are in progress, the volume and the price of the transactions made in the area of land and buildings and the rate of investment that is being made in the property area. Hargitay S. and Yu S.M. (1993, 256) divide the sources that can be used towards that purpose into the following two categories: à ¢Ã¢â€š ¬Ã‹Å"the traditional sources (e.g. directories, handbooks and encyclopedias, statistics, economic forecasts, trade literature, newspapers and so on) and the contemporary sources (property databases, on-line and information services and consultan cy services)à ¢Ã¢â€š ¬Ã¢â€ž ¢. The gathering and the evaluation of the above data is usually the work of the financial or business management team, which has the responsibility to represent an integrated and updated à ¢Ã¢â€š ¬Ã‹Å"imageà ¢Ã¢â€š ¬Ã¢â€ž ¢ of the market in the relevant sector. This à ¢Ã¢â€š ¬Ã‹Å"imageà ¢Ã¢â€š ¬Ã¢â€ž ¢ is going to be used afterwards for the design of a detailed financial plan that is going to be applied for a specific property investor (company or individual) regarding his funding from a state (or private) institution. B. Use of the financial data for the design of a funding strategy à ¢Ã¢â€š ¬Ã¢â‚¬Å" role of the financial manager In order to produce an integrated and effective funding strategy for a property investor (a company or an individual) we have to analyze, as above mentioned, the financial data (that have been gathered with the pre-described procedure) and decide the best available tool that meets the specific requirements. After building a pricing model (using the current discount rate) and produce a forecast, the evaluation of risk can help us to construct a dynamic portfolio management plan that will present the structure, the development and the aim of the funding. Under the above circumstances, the management team has to consider the design and the presentation of a funding strategy that will meet the specific requirements and will guarantee (at the most possible level) the achievement of the scopes. In that occasion, according with the Hoesli, M. and McGregor, B.D., (2000, 179) the decisions that are going to be made should meet the following requirements: à ¢Ã¢â€š ¬Ã‹Å"a) a statement of objectives, i.e. identification of the benchmark, evaluation of risk and the return that will follow and the timescale, b) a detailed and clear portfolio analysis, i.e. presentation of the current structure referring to the benchmark, c) calculation of the expected stock return and risk, d) explanation of the poss ible consequences and the further necessary actions in case that no action is taken, e) presentation of a strategy for the specific portfolio plan (property that is needed to be bought, the one that it should be sold and the asset management that could be most effective for the above strategyà ¢Ã¢â€š ¬Ã¢â€ž ¢. The role and the competence of the management team are then evaluated using the criteria of effectiveness regarding the achievement of the above targets (see also the plan of British Land for refinancing of a part of its development in order to secure extra funding, Daily Mail, 22/1/2005). The basic characteristics of the successful management solution seems to be however, the concentration on the specific requirements, the production of an achievable strategy (as of the resources and the money that are going to be used for its completion) and the level of the achievement of the final target. C. Aspects and elements of the funding strategy investment plans for the incre ase of long-term debt finance When building a financial strategy we should primarily consider the sector in which this plan is going to be applied. If the model of activities that is going to be designed, does not meet the requirements of the specific industry market, then its failure is inevitable even if its structure and its operation could otherwise be characterized as effective and profitable. One of the most known strategies for the property finance has been the mortgage-backed borrowing (a plan that it is currently followed by a lot of investment banks is à ¢Ã¢â€š ¬Ã‹Å"to teaming up with management operators to take over property companiesà ¢Ã¢â€š ¬Ã¢â€ž ¢ The Lawyer, 26/3/2001). The above technique had been used mostly in the US and then it has been extended to the rest of the world market as a secure method to finance the property investment (J. Oà ¢Ã¢â€š ¬Ã¢â€ž ¢Connor, 2005. 9). Enever N. and Isaak D. (1994, 6) distinguish between the à ¢Ã¢â€š ¬Ã‹Å"directà ¢Ã¢â €š ¬Ã¢â€ž ¢ and à ¢Ã¢â€š ¬Ã‹Å"indirectà ¢Ã¢â€š ¬Ã¢â€ž ¢ investment to property. As they state, the direct investment refers to the acquisition of the property à ¢Ã¢â€š ¬Ã‹Å"by auction, by tender, by private treaty, by take-over bid, by property development and by sale and lease-backà ¢Ã¢â€š ¬Ã¢â€ž ¢ whereas the indirect investment can be achieved by investing in à ¢Ã¢â€š ¬Ã‹Å"property bonds or in shares in property companiesà ¢Ã¢â€š ¬Ã¢â€ž ¢. Pike R. and Neale B. (1999, 513) explore another type of raising long-term debt finance, that of leasing and sale-and-leaseback. According to the explanation of term à ¢Ã¢â€š ¬Ã‹Å"leasingà ¢Ã¢â€š ¬Ã¢â€ž ¢ as it is presented by Pike R. and Neale B. (1999, 433) leasing is a technique that offers to a company the option to obtain the use of piece of equipment which cannot buy it as a whole unit because it has not the financial strength for such a purchase or maybe donà ¢Ã¢â€š ¬Ã¢â€ž ¢t want to dispose all the amount of money needed for su ch an acquisition and prefer to divide the total price into a long-term debt plan arranged for the use of the specific item (and for its acquisition after a period of time). The sale-and-leaseback technique is characterized by the à ¢Ã¢â€š ¬Ã‹Å"transfer of the ownership of a specific item of property but with the retention of the use of it for a pre-arranged period of timeà ¢Ã¢â€š ¬Ã¢â€ž ¢ (Pike R. and Neale B., 1999, 514). The vendor can achieve a growth to its capital, but on the other hand he has to abandon all his rights to the specific item and all the gain that followed it (as an example, Pike and Neale refer the capital appreciation, 514). On the other hand, Damodaran A. (2001, 488-492) suggests the following debt financing options: à ¢Ã¢â€š ¬Ã‹Å"the bank debt (which is included in the mortgage-backed debt that was analyzed above), the bonds (which are offered only to the large firms) and the leasingà ¢Ã¢â€š ¬Ã¢â€ž ¢. All the above proposed plans can operate normall y and according to their purpose when the analysis of the business data is combined with a complete evaluation of the specific financial industry (i.e. in our case the property market) as well as the preparation of a detailed and accurate financial strategy that could protect both the investor and the debtor if a change in the terms and the conditions of the plan occur. III. Types of property investors à ¢Ã¢â€š ¬Ã¢â‚¬Å" financial behaviour of the debtors The property market is an area of investment both for companies and for individuals. The needs for a long-term debt finance plan are being increased especially in our days (shortage of cash flow, constant fluctuation, unstable economic and political environment in the international community). Under the above circumstances, the behaviour of the debtors is being transformed in order to respond to the increase of the demand for funding and to cover à ¢Ã¢â€š ¬Ã¢â‚¬Å" at the upper possible level à ¢Ã¢â€š ¬Ã¢â‚¬Å" the risk of lo ss as a consequence of the general financial uncertainty. Moreover, according to C. Benson (1999) the investors tend to prefer the structural growth rather than the cyclical growth. Although the type of the property investor (an individual or a company) is of major importance particularly when referring to the cover of the risk of loss of the institution that offers the option of funding, there is an element that equals the position of these two types of investors in the property market and this is the existence of risk. Someone could argue of course that in the case of the individual investors, the risk is much higher, however the existence of companies with no real financial credentials, has eliminate the application of such a criterion when a decision for funding is to be taken. Under the above circumstances, we could recognize both to the individuals and the corporate investors the right to ask for a funding in order to secure their activities in the property investment se ctor. The prerequisite for such a decision by the institutions which are authorized for activities of that kind, should be the proper and effective use of the available resources rather the level of the financial position of the investor, which could in any case be differentiate if an unexpected loss appears. IV. Conclusion The design and the operation of the property market have imposed the funding as the only safe solution for the financial recovery of both the corporate and the private property investors. The relevant decision has to be formulated after a careful examination of the condition of the interested party bearing in mind that the current financial position of an investor can easily change in accordance with his preferences when moving to an investment decision. Furthermore, discussing for the funding decision, the financial turbulences that tend to appear from time to time even in the strong markets, impose the existence of sufficient and detailed information whic h has to be combined with an accurate and well à ¢Ã¢â€š ¬Ã¢â‚¬Å" organized financial plan. The role of the management team is à ¢Ã¢â€š ¬Ã¢â‚¬Å" in that case à ¢Ã¢â€š ¬Ã¢â‚¬Å" decisive as it can create all the prerequisites for a successful investment decision. References A. Books Brett, M., (1997), Property and Money à ¢Ã¢â€š ¬Ã¢â‚¬Å" A simple guide to property investment and finance Damodaran, A., (2001), Corporate Finance à ¢Ã¢â€š ¬Ã¢â‚¬Å" Theory and Practice Enever, N., Isaak, D., (1994), The Valuation of Property Investments Hargitay S.E., Yu M.S., (1993), Property Investment Decisions à ¢Ã¢â€š ¬Ã¢â‚¬Å" A quantitative approach Hoesli, M., Macgregor, B. D., (2000), Property Investment à ¢Ã¢â€š ¬Ã¢â‚¬Å" Principles and Practice of Portfolio Management Myddelton, D. R., (2000), Managing Business Finance Parker, R. H., (1994), Understanding Company Financial Statements Pike, R., Neale, B., (1999), Corporate Finance and Investment B. Journals Benson, C., (1999), à ¢Ã¢â€š ¬Ã‹Å"With low inflation and a focus on shareholder value, the quoted sector will see massive mergers à ¢Ã¢â€š ¬Ã¢â‚¬Å" and departures, argues Sir Christopher Benson, be big or de-list, you can quote meà ¢Ã¢â€š ¬Ã¢â€ž ¢, Estates Gazette (3/7/1999, 73) Catalano, A., (1999), à ¢Ã¢â€š ¬Ã‹Å"Wealth Generation without inflationà ¢Ã¢â€š ¬Ã¢â€ž ¢, Estates Gazette, (5/6/1999, 57) Law Society Gazette, (2003), à ¢Ã¢â€š ¬Ã‹Å"News à ¢Ã¢â€š ¬Ã¢â‚¬Å" Company + Commercial: News in Briefà ¢Ã¢â€š ¬Ã¢â€ž ¢, (27/3/2003, 12:8) Oà ¢Ã¢â€š ¬Ã¢â€ž ¢ Connor, J., (2005), à ¢Ã¢â€š ¬Ã‹Å"UK companies unlock wealth from their bricks and mortarà ¢Ã¢â€š ¬Ã¢â€ž ¢, The Lawyer (Feb. 28/2005, 9) The Lawyer, (2001), à ¢Ã¢â€š ¬Ã‹Å"London Real Estate: Battersea Power Stationà ¢Ã¢â€š ¬Ã¢â€ž ¢, (May 21/2001, 31) The Lawyer, (2001), à ¢Ã¢â€š ¬Ã‹Å"A O and Dechert flex their property muscles in BPT dealà ¢Ã¢â€š ¬Ã¢â€ž ¢, (Mar. 26/2001, 15) The Lawyer, (2004), à ¢Ã ¢â€š ¬Ã‹Å"White Collar Crime: Writing the wrongà ¢Ã¢â€š ¬Ã¢â€ž ¢, The Lawyer, (15/11/2004, 27) Trevelyan, L., (2004), à ¢Ã¢â€š ¬Ã‹Å"Real Estate Investment Trusts: REIT Here, REIT Nowà ¢Ã¢â€š ¬Ã¢â€ž ¢, Law Society Gazette, (7/10/2004, 38:20) C. Newspapers Daily Mail, à ¢Ã¢â€š ¬Ã‹Å"Britland in plan to raise extra pounds 500mà ¢Ã¢â€š ¬Ã¢â€ž ¢, (22/1/2005, 104) Keers, H., à ¢Ã¢â€š ¬Ã‹Å"Miners and WPP fuel indexà ¢Ã¢â€š ¬Ã¢â€ž ¢s return to 5000à ¢Ã¢â€š ¬Ã¢â€ž ¢, The Daily Telegraph, (26/2/2005, 33) Smith, P., Mullock, S., à ¢Ã¢â€š ¬Ã‹Å"Football: How millions were slashed off price of Elland Road; special report: Paul Smith and Simon Mullock investigateà ¢Ã¢â€š ¬Ã¢â€ž ¢, Sunday Mirror, (6/3/2005, 69)